Our 3 Core Principles
3 Principles & Your Retirement
Each client relationship we have aims to focus on these three values: Safety, a Reasonable Rate of Return** and Keeping it Simple. Contact us today to review your unique situation and discover which options may be right for you.
For effective retirement planning, a tried-and-true strategy is essential.
Utilizing three core guiding principles, we shape your retirement strategy, employing options like fixed index annuities, fixed annuities, and indexed universal life insurance for a secure long-term financial future. Explore these foundational concepts below and retire with confidence.
Our 3 Core Principles
#1 Safety First
The typical retirement portfolio often leans heavily on stock market investments, which come with inherent risks. While your savings may rise during market upturns, they can also decline if the market drops, leaving you concerned about potential recovery time.
This is why our focus is on safeguarding your principal*. During your working years, enduring the market’s ups and downs might have been acceptable. However, as retirement approaches, priorities shift. Instead of relying on a “buy and hold” approach, you may now be more inclined to protect the wealth you’ve accumulated.
#2: Keep It Simple
Opting for a straightforward path often leads to the most effective long-term retirement plans. We emphasize the importance of understanding your finances and your plan. Are you familiar with the workings of your current accounts? Can you rely on your funds? With the right plan, these questions won’t be a concern.
No one should spend their retirement fretting over finances, and our aim is to instill confidence in our clients about their retirement income. With our methods to safeguard your principal*, you can be assured you won’t run out of money in retirement.
#3: Reasonable Rate of Return**
Our firm focuses on guiding clients to anticipate a reasonable rate of return** while prioritizing safety and simplicity, and offering alternatives to high-risk investments.
Despite the often disappointing rates of return from other conservative options, we provide choices that can generate reasonable returns** without jeopardizing your principal. For instance, fixed index annuities, which do not directly invest in the market but rather link to an index, allow you to potentially earn indexed interest without risking your money when the market is down.
Yes, I Want To Attend An Educational Event!
Register for an upcoming “Understanding Different Retirement Strategies” seminar to learn more. Fill out the form and we’ll be in touch.
NO products will be sold at the event and there is no obligation to make a follow up appointment.